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2nd Generation Chimneys, Inc. Blog

Why Do I Need an Inspection for an Insurance Claim?

Enjoying a fire in the fireplace in your living room is one of the most soothing, enjoyable experiences available in your Minneapolis home. However, certain precautions must be made to ensure that your fireplace is safe to operate. Make sure that you can use your fireplace safely and with confidence by calling 2nd Generation Chimneys, Inc. today.

At 2nd Generation Chimneys we work hard to guarantee that our clients’ fireplaces and chimneys are as safe and efficient as possible. It is up to you, though, to call us and schedule the services you need for your chimney. In addition to keeping your chimney clean and safe our inspection services may also be necessary when you need to file an insurance claim.

Sometimes a chimney fire or other occurrences will lead to damage in your chimney, and that damage will require professional repair services. Most homeowners will find that their insurance covers these damages. However, you need the help of a qualified chimney service technician to ensure that your insurance claim process goes as smoothly as possible.

An expert on our team will document any damage that your chimney has incurred as well as the date that it was first discovered. The circumstances of the discovery will also be documented. Usually this occurs during routine chimney maintenance service, making this situation just one more reason to keep up to date with chimney maintenance.

While damages from chimney fires or lightning strikes may be covered by your insurance it is less likely that problems including general wear and tear or clogs will be covered. Issues stemming from poor maintenance practices will not be covered by your insurance company. Make sure that you do not wind up with damages to the chimney in your home due to a lack of regular, professional maintenance.

Whether you are concerned about the operation of your chimney, safety or insurance issues, professional chimney maintenance service is a must. There is no better way to protect your Minneapolis home from damage and dangerous situations stemming from your chimney. Contact 2nd Generation Chimneys, Inc. to learn more.

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