Here at 2nd Generation Chimneys, we have years of experience working with all different kinds of chimney issues and we wanted to help out our customers who may be experiencing some chimney problems and have questions about insurance claims. Obviously, you will have to consult with your particular insurer, but heck out our short guide below. If you need any Minneapolis chimney repair just give us a call and we’ll be able to get your chimney working again quickly.
Minneapolis Chimney Repair: Insurance
If you’re a homeowner then you almost certainly have homeowner’s insurance. In most cases, your insurance will cover the cost of repair if the repair is sudden as opposed to simple old age. Things like damage from a fallen tree and leaking flashing are what your insurance is there to cover. Again, you’ll have to check with your particular insurance company to see if the damage to your chimney is covered.
However, depending on your deductible, it might actually be a good idea to just pay for the repair yourself. If the cost of the repair is low enough, you could consider paying for it yourself instead of submitting a claim to your insurance. The reason for this is because if you start submitting a lot of insurance claims you might risk getting dropping from your insurance.
But don’t wait to call for repair. Regardless of whether or not you’re going to submit your repair receipts, you should call immediately for Minneapolis chimney repair. This will help you get your chimney back up and running quickly so that you can enjoy your fireplace. Once you call your chimney repair contractor and they perform the repair, make sure that you save your receipts so that you can submit them to your insurance company if you choose to.
When you need any kind of Minneapolis chimney repair just call the specialists at 2nd Generation Chimneys. Whether your chimney is leaking water or if it has any cracks just give us a call and we’ll be able to get your chimney back up and running quickly.